Mr. Bukhamseen has hands-on experience in the different market sector he services through his role as Managing Director of Bukhamseen Holding Company and the BIG International for Construction. He is also the Vice Chairman of the Kuwait International Bank and Vice Chairman of Ritaj Insurance Company. Even though 12 new insurance companies have entered the Kuwaiti market over last 5 years, we were able to maintain growth in excess of 14% due to our innovation and customer focus through prompt, personalized, services. We see even more growth as the Kuwaiti market recovers and more foreign investors come and discover the many opportunities the only democracy in the Arab Gulf has to offer.